Gather all your ingredients on a clean countertop.
In a large mixing bowl, combine the softened cream cheese and sour cream.
Blend the cheese until smooth and creamy.
Mix in the shredded cheddar cheese until well incorporated.
Add the chopped green onions and diced bell pepper.
Sprinkle in the garlic powder and onion powder.
Season with salt and pepper to taste.
Mix everything together until evenly distributed.
Transfer the dip to a serving bowl and smooth the top.
Garnish with fresh herbs and serve alongside crackers and veggies.